Kyma Group Inc.

Raising $150k to purchase financial partner's shares in fast growing business in small business financial industry.

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Kyma Group Inc.  is my baby, it is the business that I created from scratch on the heels of a stage 4 cancer diagnosis and treatment, and 3 years later...NO CANCER.  We are a business that provides small business services that hang out under one umbrella, but wear three different hats.  

Below, I am going to explain in detail, our three seperate businesses. 

KymaPAY
  • Payment processing sales organization that focuses on the relationship with the clients, saving them money, creating efficiencies and doing what this industry is all about with one twist, we really make sure that our hearts are in the right place.  I have built a $20,000 monthly portfolio in this business in the span of 2 years, that is $240k of revenue estimated for 2023 even if my team and I do not work at all towards finding new business, that wont happen.  We estimate that we will grow our residuals by $2k per month so by the end of the year this year, our monthly residuals for this business are a projected $30-40k per month.  We will do this with utmost respect for the customers time, investment in their business, and also by working with back-end systems to assure that we are maximizing OUR profit as well
Wave Lend
  • At Wave Lend, we provide businesses of all sizes with a product that gives them their own financing department that is completely managed from the outside, by my management team and I.  This product is a software facilitation quite like LendingTree, but it is built to be white labeled so that the business can professionally offer their own financing department, without the added trouble of managing the processes that would go along with that.  This product launched end of last year and we have seen clients sign up and execute loans with this product.  The profitability of this product is staggering, as we have no future investment needed aside from time, that will be self-funded, and it brings our company 5% of every dollar lent, back to our business.  To give you an idea of how this looks, when a clinic has a $10,000 loan come through, we as a company will recieve $500, with no work associated with that actual loan.  Once installed, the product is managed completely by third party management of ours. 
URBpay
  • The most exciting hat under the Kyma Group umbrella is certainly URBpay, which is our offering specifically to the cannabis business which is EXTREMELY underserved and mistreated.  We offer financial consulting, cannabis specific bank partnerships for the business owners and their employees, payment processing, ATM placement as well as a tool that allows the business to accept Cryptocurrency as well.  What differentiates us from everyone else, is that we are not focused on maximizing today's revenue in the blossoming industry, we are looking at maximizing length of revenue.  This business sector is being slammed for non-compliance with federal laws, including the use of credit card networks, they are being lie to by predatory people in the business, being given no real information by the people that have it.  Our mission for URBpay is to maximize our profit by providing much needed information, helping them with their financial needs, giving them REAL information, as well as providing them with fair pricing for all of these products, which right now, they are not getting.  We see this part of the business as having the most potential under the umbrella! We have set ourselves up to be sure that we have NO fanacial liability for mistakes made in this ever evolving and dynamic market of marijuana. 
All in all, the businesses under this umbrella work. The produce profit. HOWEVER, they only work because I do.  I make sure to give my everything to my prospects, clients, team members, so that in the future I can create a comfortable life for my family and do good for others.  

I was given a second chance at life after being told I had 2 weeks to live by the grace of God and I DO NOT intend to squander it.  

With your help, I would like to purchase my partner's shares and grow this business in the direction that I see it going.  

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Kyma Group Inc. is no longer seeking funding.