FINTOP Capital

FINTOP (Financial Technology Operating Partners) is a venture capital firm founded in 2016, formerly known as Cultivation Capital Fintech, headquartered in Nashville, Tennessee, with an additional office in New York. It backs the builders rewiring finance, founded by serial fintech entrepreneurs and operators. The firm brings pressure-tested playbooks from founding 10 companies and sitting on 80+ boards, running a high-engagement model with investors and portfolio leaders. Its strategic investor network includes roughly 100 banks and financial services companies with $1.3 trillion in combined assets, providing unique connectivity for portfolio companies. FINTOP focuses on B2B fintech and vertical SaaS across payments, lending, insurance, and wealth management, targeting companies with proven products and real revenue. Notable investments include Denim Social, EnFi, Sola, Returnalyze, and Quavo Fraud & Disputes, with exits including Bridge, Solovis, and Numerated. The firm manages over $700 million across multiple funds, primarily at Series A and B.