Curql

Curql is a Des Moines, Iowa-based venture capital collective and credit union service organization (CUSO) representing a nationwide network of over 160 credit unions, united to invest in fintech solutions purpose-built for the credit union industry. Beyond capital, Curql offers preferred pricing agreements with portfolio companies, direct implementation support, and an accelerator program (Curql Accelerate), giving member credit unions both financial returns and practical access to cutting-edge fintech tools for their own operations. The firm focuses exclusively on early- to growth-stage fintech serving credit unions, spanning digital banking, lending, payments, fraud prevention, member engagement, and cybersecurity. Notable investments include Trust & Will, Casap, Allure Security, Eltropy, Equipifi, and Silvur, funded through Curql Fund I ($252 million, closed 2021) and Curql Fund II ($360 million, closed 2025—the largest credit-union-led fintech fund ever). Curql's investment approach centers on collective, rapid capital deployment that bypasses the slower decision-making typical of individual credit unions. Its criteria favor fintech founders building transformative technology directly relevant to credit unions' competitiveness and member experience.