Zo Financial is a FinTech company that provides No Credit Needed solutions for retail buyers of furniture, mattress, appliances and tires. About 40% of American have a FICO score under 680, which can make it difficult to get approved with traditional lenders. Our proprietary software allows us to approve customers for $500-$5,000 in a matter of seconds with easy payment options.
Our retail partners enjoy fast funding once items have been delivered to customers with higher profit than credit card purchases, because we do not charge them a fee.
We have grown 136% of lease generation from January to July and have a few new products that will allow us to increase our reach even more and will meet the needs of our customers.
We currently have a $25MM line of credit through a third party lending source at an advance rate up to 70% of each lease. We are seeking $5 in capital to continue to expand our lease portfolio .
We do have a complete pitch deck and data room.
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