Dear [Recipient's Name],
I am pleased to present this comprehensive commercial lending business proposal on behalf of Vision Global Capital Resource. With our extensive experience in banking and finance, Vision Global aims to provide sound financial strategies and personalized financial solutions to small and mid-sized businesses, enabling them to grow and achieve success. Our strong network of regional and national banks, as well as private capital investors, allows us to offer a range of financial products, including "express" small business loans, business lines of credit, commercial loans, merchant cash advances, and more.
This business proposal outlines our vision for revolutionizing the lending industry through the integration of cutting-edge technologies, streamlined processes, and global reach. We are committed to leveraging AI Underwriting, Crypto, and a worldwide real estate marketplace to provide an efficient and seamless lending experience for our clients.
By embracing digital automation and virtual platforms, we aim to eliminate the need for physical presence, enabling borrowers to access our services online, anytime, and from anywhere in the world.
Businesses face incredible challenges on the road to success. One of the biggest hurdles – and second most common reason for business failure – is the inability to secure needed financing. 60% of companies are denied needed financing at some point or another. This lack of financing has been shown to lead to 67% slower business growth, a 36% reduction in the number of critical employees and a 14% loss in assets1. However, there are solutions. By obtaining an understanding of what a lender is looking for, expanding the financing options and using expert help, the majority of rejected companies are able to obtain the funding they need and find their way to success.
Vision Global Capital Resource was founded by professionals with years of experience in banking and finance who shared a common goal — that of providing sound financial strategy to individuals and businesses. We aim to provide personalized financial solutions to small and mid-sized businesses to help them grow and achieve success. We’ve access to a network of regional and national banks, and private capital investors, which enables us to provide “express” small business loans, business lines of credit, commercial loans, merchant cash advances, etc. Our transparent, consultative approach empowers business owners, letting them make their own unique informed decisions. Vision Global Capital Resource has made it easy for small business owners to get business capital even with the strict bank guidelines, and the frozen credit markets by offering multiple funding solutions, which traditional banks don’t provide. Our customized financial solutions mean that different types of businesses can receive different financing options based on their requirements.
Here is the Quick Return Model:
$6.2M Total Investment
Maybe 2 Funds - $1.2M for 10% equity
$5M for 20% equity
Day 1: $1.2 Million to the Company
=> $200k go to ABC Investment Bank to raise institutional investor's capital
=> $250k to Hyve/$1.25M total
Company left with $750k balance. Use it for growth preparation.
Breakdown of $750K:
Ø Rent and Lease: $16,000/month
Ø Marketing and Promotion: $20,000/month
Ø Salaries and Wages: $125,000/month
Ø Utilities: $2,000/month
Ø Insurance: $1,000/month
Ø Professional Services (Accountant Fee): $10,000/year
The rest will be used for reserve and working capital.
Day 30 - ABC Investment Bank book completed and phase 2 investment.
=> $5M investment to the company
=> Investor secures additional 20% equity in business
=> Company significantly improves odds of securing institutional capital at desired amounts
Outreach Campaign to Institutional Investors Kicks Off
Day 120 - Exit
Investor sells shares into the institutional raise to achieve return.
[Your Name]
[Your Title]
Global Vision Capital Resource
[Date]