The Arrowhead Group

Welcome to our private investment opportunity, secured by real estate!

Introduction: My name is James T. Moran Jr., I’m the founder of The Arrowhead Group. I started this
business after enjoying a career in law enforcement, and decided to retire early to pursue real estate
ventures. As much as I enjoyed law enforcement, I felt my ability to further myself was limited. I founded
this company October 2023, to pursue a business in real estate wholesaling and novations.

The nuts and bolts: We will be looking to raise funding to purchase distressed properties, purchased at
a discount and re-sell on financing to 1st time home buyers, renters, or even investors. We are targeting
the Michigan market, which has a tremendous inventory of homes we are looking to purchase. Homes
we are looking to purchase in this market are distressed, and often unappealing to investors and retail
buyers. Often retail buyers will not purchase them either because of repairs, or inability to gain
financing. Investors will shy away from them, due to low ROI. However, these purgatory houses are
perfect to sell on financing to eager home buyers.

The homes we are looking for are distressed, and need repair. However, we are looking for homes which
are “livable” and we target to purchase them in the $30,000 dollar range with private lending. After
purchasing properties that fit the mold, we sell them on financing to a buyer. Often, this buyer has
already been targeted and identified using “Ghost Ads.” We show the property to the prospective buyer
after closing, and if they want the property – it’s there’s. Often these properties are filled the day of
closing or shortly thereafter.

Loan Opportunity Specifics:

There will be numerous opportunities for these deals. However, each lending opportunity will be the
same. 

$30,000 investment.
12% interest.
5 year term.
$667/monthly payment on the 1st
ROI +$10,400

The loan itself is secured by a deed in trust and promissory note, and transacted by the corresponding
title attorney. Payments made directly from The Arrowhead Group, to the method of your choosing.

How we structure these deals:

Each and every loan opportunity is the same ($30,000/12%/5yr term/$667 per month). We are targeting
the state of Michigan, and cities where the average rent is $875.
Our properties will be offered for $875-$999/month depending on the property/area. After purchasing
the home and selling it on financing terms, there will be a gap of approximately $208 - $332. These funds
will be used to pay property taxes and we will continue to hold insurance on the property (buyer will be
required to hold their own). The amount left, will be used to fund the corresponding reserve fund for the
property.

Payments:

The Arrowhead Group will essentially be operating as the bank, and the tenant buyer is responsible for
the maintenance of property, fixes, repairs and so on. The buyer of the property will make their initial
deposit and payment to us.
The Arrowhead Group will make payments to the private investor directly via their preferred payment
method. Kick back, relax and enjoy 12% return on a real estate asset.

Commonly Asked Questions:

What if the tenant buyer fails to pay?
-Nothing changes for the lender. The Arrowhead Group continues to make payments regardless.

What if the private lender dies?
-We will continue making payments to your estate or established heir.

What if the tenant buyer dies?
-Nothing changes for the lender. The Arrowhead Group would foreclose on the property or receive
payments from the lender’s estate.

What if The Arrowhead Group dissolves or I die?
-My estate would make payments on my behalf to said investor. If payment is not made by my estate, the
private lender would have the ability to foreclose and regain the house. The corresponding lender could
also follow the terms in the deed of trust, and take payments from the tenant buyer.

Note: A lot of these homes purchased on financing are fixed up by families, or even by investors because
of the low entry point for the deal. In the worst case scenario, if you needed to foreclose in this situation
– you would have an asset we already purchased at a discount. The home might also have been
renovated since purchase, increasing the value of the asset.

If this worst case scenario happened...you could sell it on terms to another tenant buyer
and clone my business model. Or you could sell the home to recoup your investment.

Are there any tax benefits?
-No, there are not any tax benefits. However, if you are investing funds from a SDIRA, there may be
applicable tax benefits.

What do you mean by “secured?”
-Each transaction is secured by a Deed of Trust and Promissory note. The lender making the investment
will ALWAYS be 1st position on the loan. These properties are also insured by The Arrowhead Group with
a landlord policy, and by the tenant buyer via homeowners insurance.

Should you be interested in a 12% return secured by a real estate asset, or should any of your friends,
family or partners be interested – I invite you to reach out to me any time.

Wishing you the best in your ventures, and the best of life,
James T. Moran Jr.
President & Founder
The Arrowhead Group DBA Arrowhead Home Buyer
arrowheadhomebuyer.com
“You don’t have to do it alone. Tag us in, we’ll buy your home.”
Cell: 603-459-5214
Email: [email protected]