On Point Credit Improvement LLC

We do Credit Repair AND Credit Improvement advice for Clients. Our software gives clients a personalized tracker to track their progress in the 5 major credit areas.

We have a unique offering in the credit improvement space. 
1.  We offer both Credit Repair and Credit Improvement (other company's offer 1 or the other).
2.  We provided specific advice based on the individual's situation for the 5 major credit reporting areas.
3.  We give the client a tracker and show progress with credit report changes in each of the 5 major credit reporting areas.
4.  We comply with ftc laws and are fully licensed (several companies aren't because it is unregulated in several states).
5.  Have LLC and all licenses required by the state of Idaho. 
6.  We are licensed as a full credit repair company in the state of Idaho which was not easy to obtain.
https://www.nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/EntityDetails.aspx/COMPANY/2502013
7.  Below is one video of what we do:
https://www.youtube.com/watch?v=kXCG_UiiLiY

We have all the software to run the business:
a.  Front end site written in Wix for marketing and collecting payments (https://www.onpointcreditimprovement.com, www.onpointcredit.org)
b.  Back end site is completing owned by my company. 
It does the following:
a.  User security so data entry workers can only see clients they are doing data entry for.
b.  Data entry screens for each of the 3 major credit bureaus
c.   Data entry for all major FICO scores.
d.  Software produces pdf report that gives advices and tracks progress in the 5 major credit repair categories.
e.  Software produces all possible dispute letters for credit repair.

We own all the software and can maintain all of it:
I'm a professional software developer and have 25 years of experience of developing software.
No Third party libraries were used to develop the software so we have no licensing or 3rd party fees.

Expert in Credit Repair and Improvement:
I have 10 years of experience improving my own credit and giving advice to others and have a proven program to raise credit scores.

Why we need funding:
1.  Need funding to do social media marketing to get clients to start our business
2.  Need funding to pay contract workers to do data entry for initial clients since are doing some promotions for $0 for first month.



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