FIN

**FIN Overview:**

FIN is an innovative Fintech/Ed-tech mobile application poised to revolutionize the financial education industry. Standing for Financial Independence Network, our mission is to equip individuals with the tools and education needed to take control of their financial futures. We aim to empower FIN members to achieve their financial goals by offering a cutting-edge trading simulator, pre-recorded finance and economics classes taught by college professors, a supportive community designed to guide users in their financial journey, and by hosting the world’s largest stock trading competition.

**The Problem:**

Achieving financial freedom requires individuals to take control of their finances and investments, yet financial illiteracy is hindering millions from reaching this goal. FIN addresses this issue by providing an affordable and accessible path to financial education. While the average bachelor’s degree in finance costs around $51,000, our service offers a comprehensive financial education at just $1,440 over four years ($30/month). Additionally, there are limited opportunities to practice trading without real financial risk. FIN solves this by offering a risk-free trading simulation, making financial education both accessible and practical, and positioning us to transform the industry.

**Business Model:**

FIN operates on a monthly subscription model, allowing us to scale our recurring revenue as our user base grows. We offer tiered membership levels, with higher tiers providing more advanced features and tools. Similar to Duolingo, which has successfully applied a subscription model to language learning and currently boasts a market cap of over $7 billion, FIN’s model is designed to scale rapidly. If learning a new language holds such value, imagine the potential worth of empowering individuals to achieve financial independence. How much could that be worth? 

**5-Year Forecast:**

Our goal is to reach 1,000,000 users within five years, each subscribing at the $30/month tier, resulting in $360 million in recurring annual revenue. With operating costs estimated at 40% of revenue, this leaves $216 million in profit. When FIN goes public, we anticipate a price-to-earnings (PE) ratio of at least 20, valuing the company at $4.32 billion. However, with our aggressive social media marketing strategy, we expect to hit this milestone in as little as three years, which is nearly a 1000x return on your investment. 

**Marketing Strategy:**

To attract 1,000,000 users, we will use part of our funding to host the inaugural FIN Investors Championship, the largest investing competition in the world, with $100k in prizes. These substantial prizes serve a dual purpose: to give successful traders a financial boost and to attract new users. As FIN's revenue grows, we’ll increase prize sizes to draw in more users and retain existing ones. The remaining $300k of funding will be invested in recording finance and economics classes with professors and launching our multi-tier membership structure.

**About Me:**

Three months ago, I decided it was time to pursue my dreams. I resigned from a successful six-year career at GEICO, where I rose through the ranks to become the #2 rated supervisor in the country in 2023. This achievement came through hard work, including investing my own money into team-building competitions and dedicating myself to learning about leadership through books and seminars. I became a certified life coach with Maxwell Leadership and later invested my 401k (about $30,000) into the stock market, turning it into $90,000 in less than two months.

This success led me to start FIN and a gym apparel brand called ROAR (roarapparelco.com), which is also part of this deal. ROAR operates in the luxury gym apparel industry with profit margins of around 250% per product. I’m offering a once-in-a-lifetime investment opportunity of $1,000,000 for 20% of FIN and ROAR, along with a $5 royalty on all clothing sold and every book sold (AJshears.com). This is a $5 million valuation for what could potentially be worth $30 billion—consider Lululemon, a similar gym wear brand, which is valued at over $30 billion.

The greatest benefit of receiving an investment would be the exposure it brings. Both of my books focus on transforming lives, making dreams a reality, building businesses, and creating a better world. Imagine how many books we could sell, how many FIN members we could attract, if I can demonstrate that dreams really do come true and that financial freedom is within reach, all it takes is one good idea and the faith and persistence to overcome any obstacle. It's not just about getting rich; it's about giving back to those you love and empowering others to do the same. All I need is one person to believe in this vision. If you invest $1,000,000, others will be inspired to invest in a $25 book or a $30/month FIN membership.  So, who is ready to empower others and restore faith that dreams DO come true.