FFERM Technologies Inc.

FFERM (Four-Factor Enterprise Risk Management) Technologies is a B2B SaaS company delivering an AI-powered enterprise risk-intelligence platform built on a quantitatively rigorous foundation — a production ensemble of ML models, examiner-grade composite analytics, and a deterministic core. The platform's proprietary Four-Factor methodology — Compounding, Severity, Likelihood, and Predictability — converts complex multi-domain risk into a pattern-recognized intelligence layer that boards and executives can act on. Approximately 150 distinct quantitative, statistical, and AI/ML implementations work in concert to identify, score, and translate risk into qualitative behavioral statements — moving institutions from reactive scoring to proactive, examiner-ready decision-making. FFERM replaces the 40-year-old Likelihood × Impact risk matrix with four-dimensional intelligence that regulators respect and boards can act on.

We support five industry editions (Banking, Credit Union, Insurance, RIA, Broker/Dealer):

The platform's Market Watch module layers in external risk intelligence — macro signals, sector and peer data, and regulatory climate — scored through the Four-Factor engine and surfaced as the proprietary Market Risk Intelligence Score (MRIS).

The Global Regulatory Technology (RegTech) market exceeds $22B+ and is projected to grow at a CAGR above 20% through the end of the decade, driven by expanding regulatory complexity, post-SVB liquidity supervision, and rising enforcement activity across the financial services verticals FFERM serves. The platform's five-edition structure positions FFERM to
participate across the entire FSI risk-and-compliance spend, not a single sub-segment.

The platform serves financial institutions under active regulatory enforcement actions — a non-discretionary, urgent buying market in which small-bank enforcement actions hit a 20-year high in 2024. FFERM deploys in 8 weeks, integrates with existing GRC systems, and delivers examination-ready reporting that speaks the regulator's language. RIA and Broker/Dealer editions feature fully embedded GRC — first in the market.

Founded in November 2025 by Dr. Jeffrey L. Edwards, a 30-year financial services risk management executive, DBA, MBA, MS Financial Mathematics (Johns Hopkins), CQF, and former OCC charter approval role. The executive team includes Eddie Weaver Jr. (Co-Founder/President & COO, former FDIC Examiner). Advisory board: Ivan Pooran (ERM), Sam Phillips (CISO/Wells Fargo/Samsung/BlackBerry), Lisa Gifford (BSA/AML, JD, CFE, CAMS). 21 patent applications prepared. 6,000+ enterprise risks processed in production. 700+ newsletter subscribers.