FFERM Technologies, LLC

FFERM (Four-Factor Enterprise Risk Management) Technologies is a B2B SaaS company delivering AI-powered enterprise risk intelligence across five industry editions — Banking, Credit Union, Insurance, RIA, and Broker/Dealer. Built on a patent-pending Four-Factor methodology (Compounding, Severity, Likelihood, Predictability), FFERM replaces the 40-year-old Likelihood × Impact risk matrix with four-dimensional intelligence that regulators respect and boards can act on.

The platform serves financial institutions under active regulatory enforcement actions — a non-discretionary, urgent buying market in which small-bank enforcement actions hit a 20-year high in 2024. FFERM deploys in 8 weeks, integrates with existing GRC systems, and delivers examination-ready reporting that speaks the regulator's language. RIA and Broker/Dealer editions feature fully embedded GRC — first in the market.

Founded in November 2025 by Dr. Jeffrey L. Edwards, a 30-year financial services risk management executive, DBA, MBA, MS Financial Mathematics (Johns Hopkins), CQF, and former OCC charter approval role. The executive team includes Eddie Weaver Jr. (President & COO, former FDIC Examiner) and Kelly Leone (President & CRO). Advisory board: Ivan Pooran (ERM), Sam Phillips (CISO/Wells Fargo/Samsung/BlackBerry), Lisa Gifford (BSA/AML, JD, CFE, CAMS). 20 patent applications prepared. 6,000+ enterprise risks processed in production. 700+ newsletter subscribers.