ESTHER International

Raising $1m+ to transform Financial Aid Distribution in a significant partnership with Visa

What is ESTHER?

ESTHER’s unique ‘CareTech’ platform helps Government and NGOs to run financial aid programs across multiple countries and through complex community networks.

The Raise
ESTHER are raising $2.5m, of which $1m is already raised through angels and investors. Partnering with Visa - Press Release HERE, we are at a key 'inflection' point in our business growth. Investing in ESTHER at this moment has the potential of incredible rewards and makes an enormous impact, helping those who need aid. Investment will be used to support hiring costs, product development, and market expansion including US Business Development staff.

Revenues & Business Model
ESTHER will achieve $1m in revenues in 2025 with the pipeline established by our new US staff. Early revenues prove our business model of 5-8% fees on funds distributed.

The Problem
Governments are dramatically increasing Individual Assistance (IA) through financial distribution rather than giving solely goods & services. BUT.. Financial Aid distribution (whether disaster response or general financial assistance) is a complex network of government, NGOs, banks and community organizations serving the ‘last mile’ of recipients in need.
There is a lack of fintech infrastructure for orgs to cope with this new and growing volume of funds that meets the requirements of all the complex stakeholders. Last mile organizations struggle to disburse funds quickly and securely with the audit and reporting required.

The Size of the Market

Cash payments (prepaid cards, ACH, Visa Direct, digital wallets) have TRIPLED in the last 5 years and will continue to grow.
Currently over 300m people are in need of humanitarian aid. That will increase to over 956m people due to climate change and global conflicts according to the World Bank

The Solution

The ESTHER platform solves the headaches, complex stakeholder requirements and user needs in the financial aid distribution space.

Unique CareTech Platform

Aggregated FinTech services for large geographic networks.

Built for the Last Mile

Financial case management and data capture tools for time-poor humanitarian staff.

Collaborative

ESTHER platform enables multiple agencies to work together to disburse financial aid, helping to improve the efficient distribution of benefits.

Traction

We have run pilot programs throughout 7 US states in non profits, Foundations and with Government customers establishing and refining our key technology, business model and customer service offering.
Visa Global Solution team identified us as a key missing piece in global aid distribution, rigorously deep diving into our team, business and technology. The result is a recently signed key collaborative partnership to deliver financial aid in a jointly identified growing global market.
Visa and ESTHER have commenced a joint marketing initiative to acquire high level customers in both government and NGO in US and beyond. They are piloting together in Maui in a guaranteed income program for families affected by the devastating 2023 fires.

Rajiv Garodia, Head of Visa Government Solutions, on the newly signed ESTHER Visa collaborative partnership, “increasing numbers of communities face the brunt of environmental catastrophes and conflict. Historically it’s been complex and difficult to efficiently disburse aid to those in times of need. We want to fix that.
“This strategic agreement with the ESTHER International team is just the first step on that journey, but it’s an important one, and we’re proud to be collaborating on this important issue”. (from Visa ESTHER Press Release)

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ESTHER International

Key Facts