DynGo Pay

BPSP service converting credit card transactions into ACH payments on behalf of payers to their non-card accepting merchants opening up $28T of B2B transactions (annually).

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DynGo Pay is a Business Payment Service Provider (BPSP) that converts non-revenue generating payments such as ACH, check and cash, into revenue generating credit card payments by allowing businesses and consumers to use a credit card to pay a non-credit card accepting vendor.

DynGo Pay deploys to the market via a white-label technology solution 
licensed to banks which enables card payments and integrates with any back-end payment processing capability regardless of the settlement  platform. A business banking customer, the end user, accesses DynGo Pay  as a payment option within their online banking portal.

DynGo Pay can only be accessed through a banking portal to comply with all banking regulations and satisfy KYC/AML requirements. Transactions are made from federally regulated banks to federally regulated banks. This model is targeting the annual $28T of $30T in business payments. The card brands are leaning in to reach this market and will not cannibalize their existing transactions.

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