12688514 Canada Inc

I own the building, with 2 businesses. In the front of the building, I have Money Tree Convenience Store. This location was the spot to go for over 30yrs and was the only store that was open after a few years. Other stores did not last long. Was hoping to repeat that. In the back of the building, I have Money Tree Tax Services. The tax office I opened in my home in 2014. I was naive that I did not need to take a start-up loan. That the tax office would help open the store back up. We do have a great following in both businesses. I start this with no savings. Just long hours and hard work since 2021. I did not have the funds for any financial hic-ups along the way. I have taken a couple of small loans that just turned into temporary fixes. And actually, made it more difficult. If we were able to have a fully stocked store all the time we would be styling. The OLG commissions from the previous store was over $80,000 a year. With the limited stock we are well on the way. With a separate entrance add to the side of the building and being able to pay the wages for another tax preparer and bookkeeper we would be able to double our business. I am looking for a Mortgage amount of $380,00 and a $200,000 line of credit to consolidate, renovations and supplies / stock and hiring employees. I am not afraid of hard work. I know that these businesses would flourish with the proper funds in place

The store right now has a total sale of $350,000. Again, with the correct amount of inventory, along with the slush puppies and Kawartha Ice cream and dairy products.  I anticipate doubling that amount in the new year.

The 5-year plan is to be able to have 3 or 4 cabins built on the back of the property to rent as Airbnb's.  This is a very busy tourists' town year-round and there would be no issues renting the cabins at a competitive rate to fishers, snowmobilers and summer rentals
The tax office is season, Jan to April for the main income.  The store season is from April to October.  If I had approached these projects by raising funds first, I would be having way more success.