Online Consumer Finance Company

Startup small dollar, signature loan business strictly online.

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I have over 25 years of experience in the small loan industry.  I’ve had a dream for the past several years of starting a small dollar, signature loan business strictly online.  No brick and mortar locations which dominate our industry. 
 
This is not a predatory payday business.  We are a healthier alternative for people that might not have the emergency funds when life gets in the way. It is a fact that over half of Americans don’t have $1000 dollars in their savings if something arises. And, traditional banks don’t want to make small dollar loans. This is where we come in to help. We are licensed and regulated by the state and offer small, signature loans in the range of $200 to $1460.  These are fixed rate installment loans with terms from six to 12 months.  All loans are credit based and we report to all the major credit bureaus.  
 
 Installment loans have been around for over a 100 years and will always be needed.  What will set my business apart?  It will strictly be online, which isn't done in our industry.  All small loan businesses are still brick and mortar operations.  By being online, we drive down the operational cost while being easily accessible to anyone with a tablet or smartphone.  We are able to reach potential customers anywhere.  We are 100% online.  Fast and efficient!  Apply online, have an approval in seconds and the money immediately deposited into your account.  Customers will also be able to schedule or make payments online or thru our company app.  
 
 I’ve spent numerous hours making contact with specific vendors to make this dream come true. I have all the business relationships lined up and ready to go like software provider, 3rd party processor, marketing company, etc.  What I lack are the funds. I need a partner to make this dream come true.  
 



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